Terms and Conditions

1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

The Service is intended for individuals who are of legal age to enter into a binding agreement in their place of residence. By using the Service, you represent that you meet this requirement and that any information you provide is accurate and complete.

3. Description of the Service

Bluesup provides informational tools and AI-assisted analysis designed to help users evaluate financial decisions related to retirement planning. The Service is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Any output generated by the Service should be independently verified and, where appropriate, reviewed with a qualified professional before you act on it.

4. No Financial Advice

Nothing presented through the Service should be interpreted as a recommendation to buy, sell, or hold any financial product, or as a guarantee of any particular financial outcome. Bluesup is not a registered investment advisor, broker, or fiduciary, and use of the Service does not create such a relationship. You remain solely responsible for any financial decisions you make.

5. User Accounts

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Bluesup promptly of any unauthorized use of your account.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to gain unauthorized access to any part of the Service or its underlying systems;
• Interfere with, disrupt, or impose an unreasonable burden on the Service's infrastructure;
• Reverse engineer, decompile, or attempt to extract the source code of any part of the Service;
• Use the Service to transmit harmful, misleading, or unlawful content.

7. Intellectual Property

All content, design elements, software, and materials made available through the Service, excluding any information you submit, are the property of Bluesup or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials beyond a limited, non-transferable license to use the Service for its intended purpose.

8. User Content

If you submit information, data, or other content to the Service, you retain ownership of that content but grant Bluesup a limited license to use, process, and store it as necessary to provide and improve the Service, consistent with our Privacy Policy.

9. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party services that are not owned or controlled by Bluesup. We are not responsible for the content, accuracy, or practices of any third-party site or service, and your use of them is at your own risk.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Bluesup does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Bluesup, its affiliates, and its personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial outcome, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Bluesup and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

Bluesup may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that could harm the Service or other users. You may stop using the Service at any time.

14. Changes to the Service or Terms

We may update, modify, or discontinue any part of the Service, and we may revise these Terms from time to time. Material changes will be indicated by updating the "last updated" date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction to be specified], without regard to its conflict of laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Jurisdiction to be specified].

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions about these Terms can be directed to Bluesup through the contact details provided on our Contact page.

Last updated: [Date to be specified]